Julie Appleby, Kaiser Health News Need to have clinical treatment this calendar year and want to nail down your out-of-pocket charges just before you walk into the doctor’s business? There’s a new resource for that, at the very least for insured clients. As of Jan. 1, well being insurers and businesses that supply health and fitness options must present on-line calculators for clients to get specific estimates of what they will owe — taking into account deductibles and copayments — for a range of expert services and prescription drugs. It is the most recent effort and hard work in an ongoing motion to make prices and upfront cost comparisons doable…